CD Promotion 20 months 1.20% APY
$5,000 minimum Call us today!
IMPORTANT NOTICE TO OUR BANK CUSTOMERS - Please note that effective September 15, 2017, a new federal rule allowing for faster processing of debits from your financial accounts (at NorthSide Community Bank and at all other financial institutions), goes into effect. This rule was put into place by the Electronic Payments Association, known as NACHA, and impacts all financial institutions, merchants, and consumers. What this rule means is that when checks are given to merchants or online payments are scheduled with businesses, such as your utility company, the amount of the debit may be withdrawn from your account the day the charge is made. Previously, the debit could have taken as long as 1-2 days. Checks should never be written or payments scheduled when sufficient funds are not in your account to cover the entire amount of the purchase or payment. With the implementation of this new rule, this becomes more important than in previous years. NorthSide Community Bank provides customers with easy-to-use tools to manage your accounts and to effortlessly monitor how much money is in your account. Use NorthSide’s free mobile app or online banking to set account alerts, transfer funds, and schedule payments. Contact a NorthSide Community Bank representative to learn more.
|
|
ANNOUNCING THE
ARRIVAL OF OUR
MOBILE
BANKING APP
for iPhone and Android
|
UPDATED MARCH 2016 Important Debit Card information if you're traveling out of the United States UPDATED MARCH 2016
During any time of year, NorthSide Community Bank and the Independent Community Bankers of America (ICBA) want consumers to have the information they need before they leave home to keep their money safe.
Financial professionals agree that the safest and most convenient way to travel with your money is to take a small amount of cash with you. It’s also a good idea to carry a debit, credit or ATM card. These cards are convenient while traveling because they are easy to carry, easy to use and often offer the lowest fees and the best exchange rates.
However, travelers still need to plan ahead to be prepared. To help, we offer these tips to consumers about what they need to take care of before they take off:
- Let us know when and where you will be traveling to avoid account holds or transaction rejections when out-of-the-ordinary transactions are presented for processing or posted.
- If you're traveling overseas, keep in mind that ATMs in many countries only accept four-digit personal identification numbers (PINs) and some countries have keyboards with numbers only, while others do not acknowledge zeros. Ask your community bank if you should create a new PIN for your account before you take your trip.
- Carry a back-up card that you keep in a separate place. Families or couples may get even greater back-up coverage if each person takes a different card.
- Make copies of all the cards you’ll be carrying. Be sure to copy the front and back of the card. Take a copy with you and give a copy to someone you trust back home. Be sure to also include the security code for the card and the customer service phone number.
- Bring a list of emergency phone numbers, but remember, 800 numbers can only be used in the United States and Canada. Be sure to get a number for your bank that you can call if you’re out of the country.
- Check your balance before you leave. Know the limits on how much you can withdraw. Save all your receipts.
- Thoroughly check any ATMs that you use; fraudsters are increasingly altering the facades of ATMs in an effort to capture card data. Ensure the card reader does not look tampered with and pull on it to ensure it’s not a layover.
For your protection against debit card fraud, NorthSide Community Bank has restricted transactions originating in countries with a high level of fraudulent transaction.
Click here to see a listing of restricted countries. If you are traveling to one or more of these countries just call us first!
_____________________________________________________________________________
