Personal Loans

First Mortgage
Home Equity Line of Credit
Construction Loans
Auto, Truck and Mobile Home Loans
Personal Use Loans
Overdraft Protection Loans

Calculators

NorthSide Community Bank provides our customers with the very best in banking with our highly motivated and experienced staff of professional lenders to assist you with all of your financing needs.

NorthSide Community Bank offers a complete line of consumer and retail lending products.

First Mortgages

• Home purchases or refinances for residential properties.
• Fixed rates, Balloon or ARM products designed to fit your needs.
• Conventional, FHA or Jumbo loans available.
• 75% financing available.
• Free Pre-qualification.
• No application Fees.
• Quick turn around time.

Home Equity Line of Credit

• 75% Loan to Value
• Flexible terms available.
• No application fees.
• Quick turn around time.
• Rates as low as Prime for the life of the loan*
• Interest may be tax deductible.

* The annual percentage rate (APR) is a variable rate and can change daily. The rate is Prime Rate published daily in the money rate section of the Wall Street Journal. For example, on December 28, 2010 the Prime Rate was 3.25%. The maximum APR is 18%. If you choose to make the minimum interest payment, you will not repay the principal outstanding on your account. You will be required to pay the outstanding balance in a single payment when the 10 year draw period ends. A $50.00 annual fee applies after the first year. Property insurance is required, and flood insurance may be required. Consult your tax advisor about the deductibility of interest. Offer applies to owner-occupied, 1-4 family residences located in the State of Illinois or Wisconsin. The line is subject to credit approval, appraisal, title policy, or title search. Certain closing costs will apply and an early termination fee.

Construction Loans

• Up to 75% Loan to Value
• Various terms available.
• Floating interest rates.
• One week or less turnaround time.
• Construction to permanent financing available.

Auto, Truck and Mobile Home Loans

• New and used car loans with various terms available.
• Flexible terms on Mobile homes loans.
• No application fee.
• Quick turn around times.

Personal Loans

• Unsecured and Secured loans available.
• Flexible terms available.
• Quick turn around times.
• No application fee.

Overdraft Protection Loans (CheckPro)

• Advances made up to your pre-approved credit limit.
• Avoid embarrassment of an overdraft account.
• Use for unexpected expenses.
• No application Fee.
• Quick turn around time.

BACK TO TOP

Click here to learn about important changes in the FDIC's Transaction Account Guarantee Program.

• © NORTHSIDE COMMUNITY BANK. ALL RIGHTS RESERVED.
• PRIVACY STATEMENT
• TERMS & CONDITIONS
• QUESTIONS?