13% increase in Identity Theft in 2011

It is estimated that 7% of all mobile banking users were the victim of identity theft in 2011.  Smartphone users are one-third more likely to suffer some sort of ID Theft than a non-smartphone owner.

Tips to help prevent ID theft:

-Password protect your home PC and your cell phone

-Use well known services that monitor Apps before you download them

-Do not over share basic information on Facebook and other social media

-If you are notified of a potential data breach, act on it to protect your personal information

FRAUD COMES IN ALL SHAPES AND SIZES

Whether you are a consumer or business, make sure you know who you are doing business with.  If they are new to you, check 2 or 3 sources before sending any money or providing private account information.  These fraudulent transactions can be very costly.  Recently we have seen losses from $20,000 to $60,000.  The financial responsibility for these transactions rest with you, the account holder.  It is always best to err on the side of caution.

NEW TEXT PHISHING SCAM IN ILLINOIS!

NorthSide Community Bank has been made aware of some recent incidences in the state of “phishing” through text messages. Phishing is a tactic in which identity thieves “phish” for personal information, like account numbers, passwords, Social Security numbers, and other confidential information that they can use to deplete accounts or run up credit card bills. The latest incidents involve text messages being sent to mobile phones. The message appears to be from a bank, and it asks the recipient to call a phone number because there is a problem with their account.  Do not call the number and do not release any information.

The FTC’s recommendation to residents who receive a text message about problems with their bank or credit card account is to call their wireless provider and inform it of the message. They also should alert their financial institutions. Consumers also can file a complaint with the FTC at ftc.gov or by calling (877) FTC-HELP (382-4357).

 

Important Debit Card information if you're traveling out of the United States

For your protection against debit card fraud, NorthSide Community Bank has restricted transactions originating in countries with a high level of fraudulent transaction.

Click here to see a listing of restricted countries. If you are traveling to one or more of these countries just call us first!

Click here to learn about important changes in the FDIC's Transaction Account Guarantee Program.

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