First Mortgages
- Home purchases or refinances for residential properties
- Fixed rates, Balloon, or ARM products designed to fit your needs
- Conventional, Jumbo, FHA, or VA loans available
- Free pre-qualification
- No application fees
Construction Loans
- Up to 75% Loan to Value
- Various terms available
- Floating interest rates
- Efficient approval process
Home Equity Line of Credit
- 75% Loan to Value
- Flexible terms available
- No application fees
- Quick turn around time
- Rates as low as Prime for the life of the loan*
- Interest may be tax deductible
* The annual percentage rate (APR) is a variable rate and can change daily. The rate is Prime Rate published daily in the money rate section of the Wall Street Journal. For example, on May 4, 2023 the Prime Rate was 8.25%. The maximum APR is 18%. If you choose to make the minimum interest payment, you will not repay the principal outstanding on your account. You will be required to pay the outstanding balance in a single payment when the 7-year draw period ends. A $50.00 annual fee applies after the first year. Property insurance is required, and flood insurance may be required. Consult your tax advisor about the deductibility of interest. Offer applies to owner-occupied, 1-4 family residences located in the State of Illinois or Wisconsin. The line is subject to credit approval, appraisal, title policy, or title search. Certain closing costs will apply and an early termination fee.
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